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Savings Programs For Every Stage of Your Life:
Share Savings Account
Your basic membership savings account at GFCU pays higher dividends than
comparable savings accounts at other institutions. Interest is paid quarterly on an average daily balance of
$100 or more. With 3 different balance tiers, your dividend rate increases as your balance increases...adding
more to your bottom line.
Share Certificates
Designed to meet short- and long-term savings needs. These high-yield, fixed term
investments are a safe, insured way to invest for the future. Share certificates can also be used to secure a
loan at considerably lower rates.
Individual Retirement Accounts
Designed to meet members' long-term retirement savings needs, your credit union
offers a variety of Individual Retirement Accounts, including Traditional, Roth and Education IRAs that may
provide you with additional tax benefits. Contact one of
our Financial Service Representatives or your Tax Advisor for details. Current rates are on our "Rates" web
page.
Sterling Fund Money Market Account
The Sterling Fund offers competitive rates that earn dividends from the day of
deposit to the day of withdrawal and still allows you
access to your funds.
Sterling Fund Money Market Account Bumps Up Rates
If the stock market makes you queasy and you’re looking for a safe and insured deposit account,
check out GFCU’s Sterling Fund Money Market Account. The Sterling Fund rewards members with
higher interest rates as their balance rises! And, because the majority of our Sterling Fund
members have substantial balances in this investment account, we’ve added additional tiers to
“bump up the rate” paid to our members. Now, your rate will increase at each of these tiers:
- Balances 0 - $9,999
- Balances $10,000-$24,999
- Balances $25,000-$49,999
- Balances in excess of $50,000
You can open an account with as little as $1,000. For the latest competitive rates, click on our
rate page today! One of our e-branch representatives can even help you open a Sterling Fund
online if you don’t have time to stop by one of our 14 convenient branch locations!
Christmas Club Savings
This is the plan for you if you need to save throughout the year in preparation for
Christmas expenses/shopping. Our Christmas Club Savings Account earns dividends and funds are automatically
deposited into your share savings account on November 1.
Super Saver Kids' Club
Designed for members age 12 or younger, Super Saver teaches children about savings,
budgeting and spending wisely. Kids can become Super
Savers by opening their own share savings account or by
adding $25 to their existing savings account.
Vacation Club
The convenience of an automatic savings plan like our Christmas Club with the
flexibility of saving for something special during another
time of the year - like summer vacation. You can open a
vacation club with as little as $5. Dividends are paid
quarterly on daily balances of $100 and more. Withdrawals
are allowed each quarter.
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